Terms of Service

Welcome to GlobalFinHub ("we," "our," "us"). By accessing or using our website at globalfinhub.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Site.

1. Use of Our Services

GlobalFinHub provides free online financial calculators and educational content for informational purposes only. You may use the Site for personal, non-commercial purposes subject to these Terms.

You agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable laws
• Attempt to gain unauthorized access to any portion of the Site or its systems
• Interfere with or disrupt the operation of the Site
• Use any automated means (bots, scrapers, crawlers) to access, collect, or extract content from the Site without our prior written consent
• Reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site's content, design, or calculator logic
• Remove, alter, or obscure any copyright, trademark, or other proprietary notices

2. Prohibited Scraping and Automated Access

You may not use automated tools, scripts, bots, scrapers, crawlers, spiders, or any other automated means to access, collect, copy, or extract content from the Site, including but not limited to calculator results, companion articles, FAQ content, meta descriptions, or any other proprietary content.

Violation of this provision may result in immediate termination of your access, legal action, and/or claims for damages. We reserve the right to implement technical measures to detect and block automated access, including rate limiting, CAPTCHAs, and IP blocking.

3. Intellectual Property

All content on the Site — including text, graphics, logos, icons, images, calculator designs, calculation logic, companion articles, FAQ content, and software — is the property of GlobalFinHub or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

The GlobalFinHub name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of GlobalFinHub. You must not use such marks without our prior written permission.

4. Financial Disclaimer

The calculators and content on the Site are provided for informational and educational purposes only and do not constitute financial, tax, legal, or investment advice. Results are estimates based on the information you provide and standard mathematical formulas. Actual results may vary based on individual circumstances, current market conditions, and applicable regulations.

Always consult with a qualified financial advisor, tax professional, or licensed expert before making financial decisions. GlobalFinHub does not guarantee the accuracy, completeness, or suitability of any calculations.

5. No Warranty

The Site and all content, tools, and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy or completeness of any calculator results or content.

6. Limitation of Liability

To the fullest extent permitted by law, GlobalFinHub shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or other intangible losses, resulting from:

• Your use of or inability to use the Site
• Any errors or inaccuracies in calculator results
• Any financial decisions made based on information provided by the Site
• Unauthorized access to or alteration of your data
• Any other matter relating to the Site

7. DMCA and Copyright Infringement

We respect the intellectual property rights of others. If you believe that content on the Site infringes your copyright, please notify us at [email protected] with the following information:

• A description of the copyrighted work you claim has been infringed
• The URL where the allegedly infringing material is located
• Your contact information (name, address, email, phone number)
• A statement that you have a good faith belief that the use is not authorized
• A statement, under penalty of perjury, that the information is accurate and you are the copyright owner or authorized to act on their behalf
• Your physical or electronic signature

8. Third-Party Links and Services

The Site may contain links to third-party websites or services (including affiliate links) that are not owned or controlled by GlobalFinHub. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

9. Modifications

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after changes are posted constitutes acceptance of the modified Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be resolved through binding arbitration, except where prohibited by law.

11. Contact

For questions about these Terms, contact us at [email protected] or visit our contact page.